Monday, 01/20/2014

Where are cash payments headed?

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Four institutes look around and forward.

The changes in cash payment transactions affect everyone in the industry. While banks and savings banks struggle with associated cost increases, cash-in-transit companies suffer from declining margins. In times of CashEDI, standardized coin containers, and the Bundesbank’s withdrawal to selected locations, innovative and future-proof concepts are needed—not only to ensure profitability in cash transactions but also to meet the legitimate customer demand for cash supply in accustomed quality. Four institutes from the Hameln area provided answers to the questions from the gi editorial team.

What has changed in cash transactions in recent years, and to what extent do you feel these changes?
Andreas König, Head of Organization, Stadtsparkasse Bad Pyrmont: From our point of view, the Bundesbank's withdrawal from rural areas and the associated higher transport costs clearly stand out.

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